Mar 19, 2008

Oh well.

It has been so stressful the past couple of days. Most of you know by now that we indeed did NOT go to settlement on the house. The first issue was that the seller decided that she was going to send over the (already signed a month ago) agreement to our agent with the appliances scratched out, meaning she decided to take them. What made her think she could just scratch out something on an official signed document and send it over like it was no big deal is beyond me or anyone else sane for that matter. So we had to tell her to compensate us monetarily and our agent(who we are now painfully aware is not particular working in our best interest) told us to ask for 500.00(WHAT??!!) to replace the stove(which is by law in the state of PA mandatory), the refrigerator, the washer and dryer. Her idea was to get stuff on Craig's list. (Again I say WHAT??!!) Uh huh, nice. How do we transport it though? Of course we would have to rent a truck, plus gas and mileage, not to mention the time and effort it would take. We decided to ask for more money. Instead of giving us the money the seller decided to take the appliances back. Who knows if they have been damaged or if they still work. That is beyond angering to me.

The second and bigger issue is that the appraiser for the loan insurance came out and said that certain things need to be fixed before they will insure the loan. Therefore we were asked by our agent (again, where are her priorities?) to fix the stuff for the seller and then be reimbursed. Ha ha ha ha ha ha...right. Put our money into a house that we don't own. Why on EARTH would we trust this seller who just tried to pull stealing the appliances? Mike told the agent that we don't trust the seller and that was the end of that. So, now we are waiting to hear if she is going to get off of her ass and fix the stuff that, if she would have just taken care of in the first place, we wouldn't be having this problem. Stupid stupid things that started off as just maintenance and now are full blown repairs because she didn't do these very small things.

Why did we just find out the night before settlement? Oh don't even get me started on the mortgage guy who has been so disorganized and nonchalant about everything that he literally just started working on our case last week. He only started working on it because I called him every 20 minutes to bug him.

You also may have heard by now that our contractor who gave us the bid for the major work that needed to be done is officially AWAL. His phone is off and he is not responding to email. Of course he probably bid low and of course he isn't around to do the work so we are probably screwed in that area too.

How did we get hooked up with these crooks and losers? Well, our agent I found through the Remax website. She then recommended both the contractor and the insurance guy. hmm. Kind of fishy.

If we had more time we would dump the lot of them and start over. However, we do have to be out of our apartment by the end of April and the mortgage guy has all of our information.

There is another house that we have been interested in am actually hoping that this house from hell falls through. Doesn't that say something? That I am praying for this deal to fall through? I personally feel like it means we should just move on. The only thing keeping us on this house is the fact that it is a great deal. (besides all the other crap that is going on).

UGH! For the love of Benji, can this just be over. I know that buying a house is stressful and everyone runs into snafus. But is this not excessive? C'mon, seriously.

Please just pray for us.

2 comments:

jason j said...

Everytime we have bought a house, it has been tons of this non-necessary stressful crap. I don't think there has ever been a non-drama filled settlement in the the history of the world. Its so freaking annoying.

We will pray for you for sure!

Susan Marie said...

While I agree that I have heard of stressful situations before- yours definitely takes the cake! I'm so sorry!